Your medical plan is the headline, but it's not the whole story. These benefits protect your income, your family, and your finances when life takes an unexpected turn. Take a minute to learn what each one does — some you'll wish you'd known about sooner.
If a covered medical reason keeps you from working, Short-Term Disability replaces 60% of your base pay (up to $1,500/week, for up to 12 weeks) so a health event doesn't become a financial one. And yes — pregnancy and childbirth recovery are covered.
Provided through Equitable. "Base pay" is your regular weekly base rate (it excludes commissions, bonuses, overtime, and tips). Your doctor certifies how long you're disabled, so actual paid time may be shorter than the 12-week maximum. A 12-month pre-existing-condition rule may apply if you enrolled recently — see the FAQ below, and email benefits@mybuildercares.com to confirm your situation.
Keeps preventive care affordable and helps with the bigger stuff when you need it.
An annual exam plus a generous allowance toward whatever you wear.
A foundation of security for your family — provided by the company at no cost to you.
Want more than the $30,000 base? Add coverage for yourself and your family at group rates.
Cash paid directly to you if you're admitted — for the mortgage, childcare, or anything else.
A lump-sum check the moment you're diagnosed with a major condition — yours to spend however you need.
Focused benefits for the many costs of a cancer diagnosis — treatment, surgery, and the travel in between.
Cash for the everyday mishaps — paid directly to you, on top of whatever your medical plan covers.
Life, disability, dental, vision, the cash-benefit plans — whatever you're weighing, email benefits@mybuildercares.com and our member benefits agent will personally reach out and walk you through it. No question is too small.